Investments

Naturally, this is one of the key areas that most clients will require advice in. The resources you have available, your tax position, goals and aspirations and your attitude to risk, are vital areas that need to be explored, prior to providing suitable advice, tailored to YOUR requirements. Whether it’s which ISA suits you, or sophisticated strategies for inheritance tax mitigation, we are well qualified to help.

Pensions

Most people recognise that it is sensible to save for their retirement in some way. Although the government attempted to streamline pension planning in April 2006 (referred to as A Day), it can still be confusing to many. Either making contributions to a tax efficient plan, or deciding what type of benefit to take once at retirement, can be bewildering. We aim to provide simple advice, no matter how complicated the arrangements.

Inheritance Tax Planning

This has historically been an area in which we have specialised, largely as a result of our hugely successful Inheritance Tax Planning seminars over recent years. Legislation is often changing with this hot public topic, which dictates that we continue to assist clients in reducing or eliminating their potential liabilities, often in conjunction with other advice areas that are important to them.

Trusts

Trusts are generally vehicles that convey assets to beneficiaries. They can be used in many ways and have many forms. They can be used simply to ensure assets are given to beneficiaries on death, without need for probate to be established or can be used to legally separate assets, from the donor’s estate, to potentially reduce inheritance tax liabilities. We are well placed to offer an informed opinion of how trusts might benefit your circumstances.

A fresh approach to

independent financial advice

AREAS OF ADVICE

OUR FRESH APPROACH

• Quarterly review service

Valuations, market analysis and commentary, personalised portfolio realignment and advice.

• 24 hour valuation service

Via website continually, by phone during
office hours.

• Individual risk profiling

In depth analysis of your personal approach to investment risk.

• Bespoke portfolio construction

Investments designed to meet your needs

• Access to over 900 funds

Covering all asset classes via numerous leading fund managers.